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Exponential Growth in Retirement Hotspots Across the U.S.

Seniors enjoying activities in a serene retirement community

U.S., September 20, 2025

News Summary

Recent analysis indicates a significant rise in retirement hotspots in the U.S., with 50 locations experiencing a population surge of over 20% since 2018. Factors driving this trend include favorable climates, lower living costs, and supportive community environments, enticing retirees to relocate. Notably, Leesburg, Florida, leads with a remarkable 54.8% increase in its senior population. Other towns like Mount Vernon, New York, and Pensacola, Florida, also stand out for their affordable living and community appeal, making them attractive options for seniors seeking a fulfilling retirement.

2025 Sees Exponential Growth in Retirement Hotspots Across the U.S.

A recent GOBankingRates study has revealed significant demographic changes in retirement hotspots throughout the United States, with populations in 50 such locations experiencing a surge of 20% or more since 2018. This analysis heavily utilized U.S. Census Bureau data to examine cities with populations of at least 7,500 individuals aged 65 and older, highlighting a trend increasingly evident among communities across the nation.

The findings indicate that the percentage of residents aged 65 and over in these analyzed cities exceeds the national average of 16.84%. Notably, factors contributing to retirees’ relocation include warmer climates, supportive community environments, and lower living costs, all of which are crucial for those looking to enjoy their retirement years fully.

Mount Vernon, New York, stands out with an impressive 25% surge in its senior population from 2018 to 2023, bringing the 65+ demographic to 18.1% of the town’s total population. The affordability of Mount Vernon compared to other areas in Westchester County is evident through its median listing price of $526,000.

Other notable locations on this list include Clifton and Hackensack in New Jersey, ranking 25th and 32nd, respectively. On a broader scale, the state of Florida has emerged as a prime destination for retirees. Leesburg, Florida, has been identified as the top retirement hotspot, boasting a remarkable 54.8% increase in its senior population within the same time frame.

Additionally, the charm of Beaufort, South Carolina, renowned for its serene and picturesque settings, has made it appealing for older adults seeking peaceful surroundings. Las Cruces, New Mexico, with its stunning views and strong sense of community, has been celebrated for its affordability and welcoming atmosphere.

Richmond, Virginia, attracts retirees with its proximity to cultural attractions and an engaging environment, while La Quinta, California, offers warm weather along with abundant lifestyle options and a close-knit community feel. Sandy Springs, Georgia, combines suburban tranquility with easy access to Atlanta’s resources and outdoor activities, making it an inviting option for seniors.

Affordability is a consistent theme among retirement destinations, with Pensacola, Florida, noted as an economical beach town where housing costs are approximately 25% lower than the national average. Further north, Bethlehem, Pennsylvania, offers a rich cultural scene and strong healthcare facilities, with a median home price of $307,500. Port Charlotte, Florida, combines peacefulness with recreational prospects at lower housing costs, making it an attractive choice for retirees.

Lastly, Eureka Springs, Arkansas, distinguished by its Victorian architecture and vibrant arts scene, presents a unique and budget-friendly retirement opportunity. With median home prices reflecting the affordability of these retirement hotspots, opportunities for affordable retirement community options abound.

The report suggests that relocating to mid-sized towns offers several advantages over residing in major metropolitan areas, such as reduced living expenses and the chance to become part of a close-knit community.

FAQ

What percentage increase did retirement hotspots experience since 2018?

The populations in 50 U.S. retirement hotspots have increased by 20% or more since 2018.

What is the national average percentage of the population aged 65 and over?

The percentage of the population aged 65 and over in analyzed cities is greater than the national average of 16.84%.

Which city ranked as the top retirement hotspot?

Leesburg, Florida, ranked as the top retirement hotspot, with a 54.8% increase in its senior population.

Chart of Characteristics of Retirement Hotspots

City State Population Growth (%) Median Home Price
Leesburg Florida 54.8 N/A
Mount Vernon New York 25 $526,000
Pensacola Florida N/A 25% lower than national average
Bethlehem Pennsylvania N/A $307,500

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Additional Resources

STAFF HERE BEAUFORT
Author: STAFF HERE BEAUFORT

The HERE Beaufort Staff Writers are a collaborative team of journalists, editors, and local contributors passionate about delivering accurate, timely information to the Beaufort community. As part of the HEREcity.com Network, which powers over 100 U.S. city sites including HEREcolumbia.com, our staff draws on collective experience in South Carolina journalism to cover everything from business sales and real estate developments to dining deals and community initiatives. Our Expertise and Background: Local Roots in Beaufort : Our team includes lifelong Beaufort residents and SC natives with deep knowledge of the area’s history, economy, and culture. We’ve covered key events like the recent sale of the historic Crofts Block Building, Beaufort’s equestrian heritage, and growth in local tech and education sectors (e.g., BeaufortTechnical College programs). Collective Experience: With over 50 combined years in journalism, our staff has backgrounds in print, digital media, and community reporting. We prioritize fact-based stories, drawing from sources like the Beaufort Chamber of Commerce, city government records, and on-the-ground interviews. Commitment to Quality: Every article is a group effort, involving research, editing, and verification to ensure reliability. We adhere to journalistic standards, citing credible sources and updating content as new details emerge.

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